Health Insurance that Stretches your Healthcare Dollar!

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  • In 2004, the national hospital bill totaled almost $800 billion for nearly 39 million hospital stays making the average bill for a hospital stay $20,500. 1

  • This number is misleading because it includes costs for ALL patients regardless of age and regardless of condition. “Median” cost is a more accurate comparative figure. “Median” cost is the cost where half the hospital stays cost more and half cost less.  This minimizes exaggeration due to expensive procedures on very ill patients.

  • The median charges for all hospital stays for age group 18 – 44 was  $8,698 and involved 3.7 days hospital confinement. 2

  • Median charges for age group 1 – 17 was only slightly lower at $7,445 and involved 3.6 days of hospital confinement. 2

  • Hospital charges and length of stay figures are often skewed by admissions for newborn infants and pregnancies. 2

  • The most expensive conditions treated were 1) Coronary Arthrosclerosis, 2) mother’s pregnancy and delivery, 3) newborn infants, 4) Acute Myocardial Infarction, and 5) congestive heart failure. 1

  • After pregnancy- and childbirth-related procedures were excluded, 3 or the 10 most common procedures in 2003 were related to cardio vascular systems … diagnostic catheterization, PTCA, and echocardiogram. 4

  • Emergency Room Admissions to the hospital occurred, most commonly, for the following 5 reasons: 1) Pneumonia, 2) Congestive Heart Failure, 3) Chest Pain, 4) Hardening of the Arteries (coronary atherosclerosis), and 5) Heart attack (acute myocardial infarction). 3

  • On average, men and women received the same number of procedures per hospital stay … 2 procedures per confinement. 4


1.        U.S. Dept. of Health & Human Services, Agency for Healthcare Research and Quality, Statistical Brief #13, “The National Hospital Bill: The Most Expensive Conditions, by Payer, 2004.  C.Allison Russo, M.P.H. and Roxanne M. Andrews, Ph. D.

2.        U.S. Dept. of Health & Human Services, Agency for Healthcare Research and Quality, HCUPnet, National and regional estimates on hospital use for all patients from the HCUP Nationwide Inpatient Sample.

3.        U.S. Dept. of Health & Human Services, Agency for Healthcare Research and Quality, Statistical Brief #2, “Reasons for Being Admitted to the Hospital through the Emergency Department, 2003”.  Anne Elixhauser, Ph.D. and Pamela Owens, Ph.D.

4.        U.S. Dept. of Health & Human Services, Agency for Healthcare Research and Quality, HCUP Factbook No. 7: Procedures in U.S. Hospitals, 2003.
 

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